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Cheesy and warm, but also spicy and smokey, this soup will please both kids and parents. The chorizo and aged white cheddar make it different from your average bowl broccoli cheddar soup.

By Amy Deline,?The Gourmand Mom / November 3, 2012

Intensely cheesy and extra comforting, serve this soup on a chilly day for a delicious dinner.

The Gourmand Mom

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I am one of those parents who flood their Facebook page with pictures of my children. Yes, I?m?that?person. Everyone knows at least one these people. For my friends, it?s me. My Facebook wall reads like most parents? baby books ? full of photos, videos, firsts, favorites, and funny anecdotes. (They?re funny to me, at least.) And my profile pictures are mostly pictures of my kids, rather than of myself.

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The Gourmand Mom

Amy Deline is a stay at home mom to three little boys. She?s a former early childhood educator with a lifelong passion for home-cooking. Amy is the author and photographer behind The Gourmand Mom, a blog which celebrates food through simple and perfectly seasonal recipes, fit for a gourmet feast among friends or a relaxed family dinner.

The 10 Commandments of Retirement Investing: Part II | InvestorPlace

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#6: Automatic Withdrawal Programs

Young is very specific in this commandment, suggesting that retirees take out 1% of net portfolio assets every quarter. The vast majority of retirement ?letters? and advisory services I?ve read suggest a 4% figure, so clearly we are looking at a more conservative number in this commandment.

It?s tough to make a cut-and-dried number for withdrawals, considering there are as many variables as there are options. Diversified retirement portfolios may contain assets such as real estate and equity partnerships that are difficult to liquidate, especially on a quarterly basis.

Traditional and Roth IRAs have their own sets of withdrawal rules ? regular IRAs even have required minimum distributions ? so understanding those in the scheme of your other investments is important.

While 1% quarterly is a good guide, as with any aspect of retirement planning, withdrawals should be made based on your monetary needs and your investment time horizon.

#7: Avoid Investment Predictions

Don?t assume that the broader markets will go up in a straight line forever, and certainly don?t plan your retirement on that assumption. Or, more shortly, don?t ?set it and forget it.?

Instead, make (and keep up with) a plan using some analytical tools ? which can be as simple as an Excel spreadsheet ? that provides you with the actual inflows from dividends, interest and any other investments, and keep that spreadsheet up to date on your portfolio mix.

That same spreadsheet can be a valuable tool to help you decide when to sell down asset classes (for balance sake, not necessarily for cash flow) that may be out of balance.

#8: Full Faith and Credit Investing

I?m taking my own swing at this one, as the guidebook is unavailable, but investing at least a portion of your hard-earned monies in Treasury notes ? even at rates below inflation ? is sensible. After all, despite what sometimes appears to be fiscal gridlock, the U.S. still is the most stable economy in the world, and ? for now, at least ? it has the safest debt, too.

Companies like Vanguard offer the full range of U.S. government bond funds, ranging from? Short Term Treasury (MUTF:VFISX) to Long Term Treasury (MUTF:VUSTX) average maturities, both invested at least 80% in government-backed securities. Or you could invest in exchange-traded funds like the iShares Barclays 20+ Year Treasury Bond (NYSE:TLT), which holds Treasury notes with remaining maturities of 20 or more years. Or you can eschew funds altogether and buy government debt directly through the U.S. Treasury.

Full faith and credit can include a fund or investment vehicle packed with solid-rated corporate credits, too. For instance, there?s the iBoxx $ Investment Grade Corporate Bond Fund (NYSE:LQD) ETF, which carries debt from companies like AT&T (NYSE:T) and Walmart (NYSE:WMT).

#9: Avoid In-and-Out Trading

?Day-trading? was all the rage back in the 1990?s when, as my brother used to say, ?You could stuff stocks into a mule and it would appreciate.?

My friends, those days are over.

The market?s sophistication isn?t just based on intellectual capacity; it is now computers, and programs and algorithms. You probably have the smarts, but the game is rigged against you. Building a retirement from your den or beach house is tricky, risky business.

Be active, of course. Your portfolio should be a living, breathing thing, so it?s OK to occasionally take a quick flier on a stock to get a nice bump in your portfolio. But don?t do it often, and only allocate a small amount of your portfolio to such moves so you don?t jeopardize your nest egg. Leave the daily hunt for quick winners to the professionals.

#10: Have a Plan and Patience

So many factors emerge on a day-to-day basis that it?s sometimes difficult to see the forest for the trees. But if you make your own road map ahead of time, you can use it when life throws off your GPS.

Of course, a plan isn?t worth anything if you don?t have the patience to see it through.

And patience is important no matter what stage of life you?re in. Obviously, you have plenty of time if you?re starting out small right out of college, but it?s also difficult to condition yourself to think 40, 50 years down the road. Of course, if you?re starting out later in life, big or small, you don?t have as much time to work with ? but if you treat 10 or 15 years like 10 or 15 minutes, you?ll find yourself making some rash mistakes.

Start from the beginning: Write it down, hash it out, keep it handy, follow your instincts, and listen to the advice of those you trust. And don?t stop until you?ve reached your goals.

Marc Bastow is an Assistant Editor at InvestorPlace.com. As of this writing, he did not hold a position in any of the aforementioned securities. What do you think? Let us know by leaving questions or other comments below.

Hospital generators fail again, raising questions

Michael Heiman / Getty Images

Hospital workers evacuate patient Deborah Dadlani from NYU Langone Medical Center during Hurricane Sandy Monday evening.. More than 200 patients were evacuated from the hospital after backup generators failed due to flooding following a power outage.

By Charles Ornstein, ProPublica

It is a hospital's nightmare: The power goes out and backup generators don't kick in, leaving critically ill patients without the mechanical help they need to breathe.

It happened in New Orleans after Hurricane Katrina,?when hospital staff were on their own when electricity and water cut out. Some died.

It happened last year in San Diego,?when generators at two hospitals failed?during a blackout.

And it happened?last year in Connecticut, when a hospital had to be evacuated during Hurricane Irene when its generator failed.

As Hurricane Sandy headed toward the East Coast, New York City Mayor Mike Bloomberg said Sunday, he was assured that hospitals were ready. "The teams from the City Health Department are at these facilities making sure that the emergency generators are working and that they have back-up fuel supplies,"?he said?at a news conference before the storm.

In spite of this confidence, the generators at some hospitals did not work as expected. In the most high-profile case, New York University Langone Medical Center?had to evacuate all 215 of its patients?when its power went out and both of its backup systems didn't work. Staff had to hand pump oxygen to critically ill patients until patients could be taken by ambulance to another hospital.

In New Jersey, patients at?Palisades Medical Center had to likewise be evacuated?in recent days after two generators failed. A hospital spokesman said today that officials were working to bring the "plant up to speed" and could not immediately answer questions about the generators.

And this afternoon, Bellevue Hospital in New York City said it is evacuating hundreds of patients because of failing power and deteriorating conditions. "It's Katrina-esque in there,"?one nurse told ABC News.

Experts say such failures are troubling but not entirely surprising. Dr. Arthur Kellermann founded the emergency department at Emory University and headed it from 1999 to 2007. Now, he's Paul O'Neill-Alcoa Chair in Policy Analysis at RAND Corporation think tank.

The other night, as the NYU evacuation was unfolding,?he tweeted, "Hospital preparedness and well-functioning backup systems are a costly distraction from daily business, until they are needed. Like now."

In an email interview with ProPublica, Kellermann elaborated: "I have no doubt when the hospital assured the Mayor that their backup systems were ready, they believed they were. They were wrong. What I find most remarkable about this story is that [more than seven] years after Hurricane Katrina, major hospitals still have critical backup systems like generators in basements that are prone to flooding."

Bruce Altevogt, a senior program officer at the Institute of Medicine who has?studied crisis standards of care, lauded NYU for safely evacuating patients. But he said the incident should prompt a new discussion about where hospitals place generators and how to ensure they work when they're needed.

Newly constructed hospitals are supposed to place their generators and fuel in adjacent locations above flood level. But the location requirements do not apply to already-built hospitals.

"These older facilities, it's just an economic issue," Altevogt said. "They don't have the resources, or they haven't devoted the resources to moving the equipment to locations that would be less prone to disasters or flooding in these cases."

An NYU spokeswoman?told Modern Healthcare magazine Tuesday?that "part of the generator is on the roof and part in the basement, which she said took on 8 feet of water. The reason for the failure, she said, is being investigated."

New York hospitals have had experiences with generator failures before and have seen the consequences firsthand.

In 1987, a 22-minute power failure led to the death of a 40-day-old infant at New York Hospital. "The prematurely born infant, whom officials declined to identify, died after his electric respirator stopped and efforts to help him breathe with a manual air pump failed," the New York Times?reported?at the time.

A decade before that Bellevue Hospital lost all power during the massive New York City blackout in 1977. The Times?reported?at the time: Doctors and nurses squeezed bags of air with their hands to resuscitate patients when respirators stopped, and emergency generators were brought in."

During another New York City-wide blackout in 2003,?an official report later said, "Despite prior testing according to applicable State and accreditation standards, [some] generators malfunctioned, experiencing, for example, problems with switches and overheating. ...In a few cases hospitals reported that fuel supplies for generators fell to dangerously low levels, in part because of transportation difficulties encountered by fuel delivery trucks."

Back at NYU, a hospital trustee, Gary Cohn, said that the board knew the facilities' generators were outdated and at risk,?according to Bloomberg Businessweek.

"The infrastructure at NYU is somewhat old," Cohn said in a television interview. The backup generators "are not state-of-the-art and not in the most state-of-the-art location."

A hospital spokeswoman defended its systems to the Huffington Post.

"Our generators are fully compliant with all state and federal regulations and, using good prudence, we test them all the time as we have to do anyway,"?Lisa Greiner said.

Emails to NYU staff by ProPublica were not returned prior to publication.

Another expert in disaster planning, Dr. Dan Hanfling, said in an email that the failure of the back-up power at NYU Langone "is certainly unexpected."

Hospitals, he said, are required by the Joint Commission, a hospital accreditor, to have back-up power capabilities. They are required to "load test" those systems a few times each year. (Update 10/31: The Joint Commission says it requires tests 12 times a year for 30 minutes and once every three years for four hours.) ??

"Evidently, the catastrophic failure must be explained by something else," wrote Hanfling, a special adviser for emergency preparedness and response for Inova Health System in Virginia.

In his email to ProPublica, Kellermann wrote that the irony of the NYU generator failure is that New York City's hospitals and health department "have taken preparedness more seriously than nearly everyone else in the country, particularly since 9/11/01." RAND tested a novel, no-notice disaster drill at a different city hospital a few months ago and it performed very well.

The situation at NYU should be a lesson for all.

"Preparedness is not simply a hoop to jump through to satisfy the Joint Commission, or to keep the Fire Marshall off your back," Kellermann wrote. "It is a fundamental duty to the community, state and country. Assuming nothing will ever happen, or counting on your staff to 'rise to the occasion' is not a plan, and it is not preparedness."

Hanfling went a step further. "Lesson to learn: hospitals must be prepared to evacuate patients. This may be the 'new normal' for hospital preparedness efforts," he wrote.

This story was originally published Oct. 31 by ProPublica.

Related stories on Vitals:?

Source: http://vitals.nbcnews.com/_news/2012/11/01/14862357-hospital-generators-fail-again-raising-new-questions?lite

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Thursday, November 1, 2012

New American Airlines airplane will be delayed seven weeks ...

We wrote last week that American Airlines might have to delay the first scheduled flights of its new Boeing 777-300ERs. On Tuesday, American confirmed that delay.

?Our entry into service for our first Boeing 777-300ER is now anticipated early next year,? American spokeswoman Andrea Huguely said.

The delay is actually seven weeks, from its original date of Dec. 13 to a new date of Jan. 31. The 310-seat aircraft, the largest in American?s fleet, will be deployed initially on the Dallas/Fort Worth-Sao Paulo, Brazil, route, as originally planned.

We had heard that the problem was with the first-class seats that American had ordered and that were being manufactured in Great Britain. Huguely confirmed that.

?As you know, oftentimes there are delays with the introduction of a new fleet type as there are a multitude of elements that must align in order to deliver a state-of-the-art product for our customers,? she said.

?In this case, the entry into service date has shifted because of production issues being encountered by our First Class suite supplier. We are working closely with our supplier to ensure that our final product reflects the inflight experience that our customers expect from American Airlines,? she said.

The 777-300ERs are ?a critical part of American?s fleet renewal efforts and we are aggressively working to incorporate these new aircraft into our fleet,? Huguely said.

As we wrote last week, American has ordered 14 of the large airplanes, with two to arrive in 2012, 10 in 2013 and two in 2014.

American said in May that it would introduce the 777-300ER on the D/FW-London on Jan. 31, New York-London in February, a second D/FW-London flight in March and New York-Sao Paulo in April. We don?t know how the seat issues will affect the deployment of those aircraft, but we presume that once the problem is resolved on Airplane 1, it?ll be resolved on Airplanes 2-14.

Source: http://aviationblog.dallasnews.com/2012/10/new-american-airlines-airplane-will-be-delayed-seven-weeks.html/

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Ugandan Woman Brings Computing to the Rural Masses (Video ...

From the moment she got her first taste of computing, Uganda?s Asia Kamukama knew that she wanted more of her people to get their hands on this.

Fast-forward a few years, and she helps run Maendeleo Foundation, an organization that does just that ? bringing a solar-powered mobile computing lab to rural villages. The effort brings together about 15 Intel Classmate PCs, along with the solar panels needed to power the machines.

Now her project is also working to leave some of the computers behind in schools and libraries to give more permanent computing access to those she visits.

Kamukama has had to overcome some obstacles in her life.

She was one of few girls in her school, and didn?t really get to use a computer until she was 22 and nearly finished at university. But it wasn?t until she flew to New York this week that she had to deal with a hurricane.

But even after traveling more than 23 hours to D: Dive Into Mobile ? and seeing the event washed out ? Kamukama kept a smile on her face. After relocating to higher ground, she sat down with AllThingsD? Ina Fried to tell the story she would have told onstage, as one of several participants in a conference segment called Global Voices.

Source: http://allthingsd.com/20121031/have-internet-will-travel-ugandan-woman-brings-computing-to-the-rural-masses-video/

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Saturday, November 3, 2012

Aged white cheddar and broccoli soup with chorizo

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